Home Loans Made Easy

Welcome to Friendly Home Loans from Credit Union of America. We’re here for you through each step of the application and preapproval process. Once your dream home is funded, our trusted partner, Members Mortgage Services (MMS), will service your loan for the life of the loan. You don’t have to worry about being bounced around or where to send your next payment. Now that’s friendly!

Rates Calculator

Enter your home loan details to get personalized quotes.

Amortization Type

The information provided on this page is for comparative purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, debt to income ratio, loan to value ratio, etc. The payment examples do not include mortgage insurance. The actual payment will be higher if mortgage insurance is required on your loan. The payment examples do not include amounts for taxes and insurance premiums. Your actual payment obligation will be greater considering taxes and insurance premiums.

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A new home or mortgage rate savings could be just a few clicks away. 

Home Purchasing

Apply here to be preapproved for your new home loan.

Home Refinancing

Refinancing your existing home loan could save you money each month.

Loan Options

Understand the different loan options, learn more about the application process, and more!

Meet the Team

From lower loan rates to lower fees, when you get a CUA mortgage loan, you'll enjoy more savings and a friendly attitude from application to servicing.

If you’re a first-time home buyer, you probably have tons of questions about the homebuying process. No matter how much time you’ve spent binge-watching home renovation shows, it’s hard to know what the homebuying process is like until you’re in it.

At Credit Union of America we make it our mission to help homebuyers, especially first-time ones, get into a home they love and can afford. Our loan process matches your needs to the right products, rates, down payment options, and more.